The Lombardy region has enabled a measure of financial engineering and aims to support the competitiveness of business Lombard stimulating the competitive capabilities of micro, small and medium enterprises by improving on the one hand, the conditions of access to credit by participating in the financial risk to individual lending operations and, secondly, improving conditions for the cost of the credit market. The aim is to encourage investments for product innovation, process innovation and the industrial application of research results.
The measure consists of the following sub-measures:
- Submeasure 1. "Product innovation and process;
- Submeasure 2. "Industrial application of research results."
The advantages are in micro, small and medium-sized undertakings headquartered in Lombardy and working in the manufacturing sector in Classes C10 to C33 classification ATECO ISTAT 2007. At
facilities provided for sub-1. "Innovation process and product" can also access the SMEs operating in the field of business services in Classes:
- 62 Production of software, consultancy and related activities;
- 63 activities of intelligence services and other services;
- 72 Scientific research and development.
projects and activities listed must be made by the addressees of subsidy in offices located in the territory of the Lombardy Region.
Submeasure 1. "Product innovation and process" projects and activities eligible
The concessions may be granted for projects involving activities:
- industrial research
- experimental development.
projects, as long as articulated in organic and functional interventions may include one or both types of activities mentioned above.
Eligible expenses are deemed relevant to the proposed project, closely related to its implementation, listed below:
a) staff costs for researchers, technicians and other support staff provided employees for the project, up to a maximum of 50% of the eligible cost of the entire project;
b) technical consulting and outsourced services aimed to development, prototyping, testing and approval of the product / service
c) depreciation expense relating to installations , machinery and equipment, the extent and for the period in which they are used for the project;
d) raw materials for use in prototyping, testing and approval of the product / service (max 10% of the eligible cost of the entire project) ;
e) cost of contractual research, technical knowledge and patents bought or licensed from external sources, and the costs of services consultancy and equivalent services used exclusively for the research, the transaction has been made under normal market conditions.
Submeasure 2 "Industrial application of research results": projects and activities eligible
realization of investment projects related to the industrial application of research results, developed by the company internally and / or outsourced to universities and research centers or through the acquisition of know-how for the development of new products or developing new production processes aimed at the industrialization of the same. Eligible expenses are
available:
a) building works, general plant and similar expense, for the construction of the new production (up to 30% of the eligible cost of the entire project);
b) purchase of machinery, equipment and special equipment - a new Factory - For the new production line, modification of plant and machinery and specific equipment, new or existing, for the new production line;
c) acquisition of external technical expertise used in the early stages of industrialization of the prototype / process trials and tests even at end customers;
d) Acquisition of trademarks, patents, production licenses, know-how or knowledge unpatented.
both sub-projects accepted facilitation must be made within a maximum period of 18 months from the date of submission of the application.
The eligible cost of each project may not be less than or greater than € 100,000.00 € 2,000,000.00.
The financial aid must not exceed 70% of eligible expenditure of the overall investment project and will be granted in the following forms of technical alternatives:
a) co-financing in the medium-term loan granted by the bank settled with the use of own funds and the Fund;
b) equity loan: loan granted agreement with the bank 's use of own funds and the Fund.
The duration of financial aid is between 3 and 7 years, including up to 2 years grace period. The annual nominal rate of interest applied to the resources of the Fund is fixed at 0.5%. The annual nominal rate of interest charged on bank resources is defined in the contractual relationship between manager and banking institutions.
The benefit to each firm may not under any circumstances exceed the upper limit of the facilities defined in the ESL EU.
for sub-1 "Product innovation and process", the aid intensity shall not exceed:
a) for industrial research, 70% for small firms and 60% for medium-sized enterprises;
b) experimental development, 45% for small firms and 35% for medium-sized enterprises.
for sub-2 "Industrial application of research results," the aid intensity may not exceed:
a) 20% for small enterprises;
b) 10% for medium-sized enterprises.
For the costs of technical advice to aid intensity shall not exceed 50% for all beneficiaries.
tools, operational since February 2009, are managed with a stop procedure. To date it is still sufficient capacity for funds.
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